NOT SOLD (BIDDING OVER)
0.00USD+ applicable fees & taxes.
This item WAS NOT SOLD. Auction date was 2018 Jun 09 @ 13:55UTC-4 : AST/EDT
To bid in this sale, you must agree to our terms and conditions.
Westchester Federal Savings Bank. MEETING THE CHALLENGE: THE HISTORY OF WESTCHESTER FEDERAL SAVINGS BANK 1888-1985. Westchester Financial Services Corporation. 1986. 4to, 88 pages; Hardcover w/ DJ; Slightly bowed. Subject: History - Banking - New York
Auction Location:
12472 Lake Underhill Rd #178, Orlando, Florida, 32828, United States
Previewing Details:
Lots may be inspected before the auction at my location in Orlando by appointment. High-quality photos of all lots are viewable on iCollector 24 hours a day, 7 days a week. All photographs are of the actual lots being sold but may not be actual size or to scale. Color and brightness of online photos may vary according to your monitor and video-card specifications.
If buyer does not supply a Florida resale certificate, then Florida sales tax will apply as follows: If picked up in person, 6.5% will be added to the total (hammer plus buyer’s fee). Same applies to lots shipped to Florida addresses, but the rate (6% to 7.5%) will be according to county of delivery. There is no Florida sales tax on any lots shipped out of state.
Taxes:
| Tax | Rate | Desc. |
| TX |
6% |
Florida State Sales Tax |
Buyer's Premiums:
| From (Incl.) | To (Excl.) | Premium |
| 0.00 |
Infinite |
18% |
Additional Fees:
| Fee | Amount | Applicable Locations | Applied To |
| Packing Fee |
3.00
|
Not Applicable
|
This fee applies to each item
|
Shipping Details:
Lot pickup will be available after the sale (not during). Any lots not picked up in person (unless other arrangements are made) will be sent to Buyer via U.S. Mail when the invoice has been paid in full. All domestic shipments will carry full insurance, but foreign shipments are made at the Buyer’s risk (insurance available in some cases). Workman's Books is responsible for loss or damage to lots only up until they are received at the address to which they are sent; any transshipment from there is the buyer’s responsibility alone. Any special instructions for shipping, delivery or payment must be in writing (letter, email or text) and will be effective only upon confirmation by us (verbal requests may not be honored). Generally, lots will be shipped in the order in which they are paid.
Payment Details:
Please make checks payable to Alan Workman. All checks must be payable in U.S. dollars drawn on U.S. banks. Items paid for by personal or business check subject to 10-business-day waiting period from date of deposit before shipment to allow for bank clearance. Payment must be postmarked by due date or interest will accrue at a rate of 2% monthly, calculated from invoice date. RETURNS (within sale terms) accepted within 30 days of shipment—all sales final after 30 days! Returns will not be accepted on merchandise that has been altered or damaged after shipment. Customer assumes risk and expense of shipment of returns. A 18% Buyer’s Fee is added to the winning bid amount for each lot. There will be a $3.00 charge per lot for processing. If you pay by credit card or PayPal, then a 3% surcharge will be added to the total. Thank You!
Accepted Payment Methods:
- VISA
- Master Card
- AMEX
- Discover
- Money Order/Bank Draft
- Check/Cheque
- PayPal
TERMS AND CONDITIONS
By participating in this sale, you (hereafter referred to as the “Bidder”) are entering into a binding contract with Workman's Books (“Seller”) and agree to the following Terms and Conditions:
1) Each lot will be sold to the highest Bidder. Bids may only be submitted live on the Internet until each lot is closed during the timed session. The Seller cannot be responsible for errors in bidding or the loss or delay of any bids that do not get placed by the closing date and time, or for any technical glitches that prevent internet bids from being executed. All bidders must be registered before their bids will be entered. All bids are in U.S. dollars.
2) Winning bids will be reduced automatically by the iCollector platform to the next increment above the second-highest bid. In the case of tie bids, the earliest bidder will win the lot. Bidders are advised to provide allowable percentage increases to avoid losing lots due to a tie.
3) A winning bid is contract between the winning Bidder (hereafter referred to as the “Buyer”) and the Consignor. The Buyer, even if acting as an agent for someone else, agrees to purchase the lot(s) he has won and to pay the Buyer’s Premium and any shipping costs, sales tax, bank-wire fees, customs duties, or other surcharges involved in delivering the lot(s) to the Buyer. Certain lots (particularly large bulk lots) may require special packaging and handling, for which a surcharge will be levied (also note shipping calculations will delay invoicing). In some special cases delivery may be arranged directly between the Consignor and the Buyer, at the buyer’s cost. At no time shall the Buyer have any legal recourse against the Consignor for any reason. Buyers will be notified as soon as possible after the sale with an invoice reflecting the total amount due and shall remit payment within two weeks of notification or within one month of the date of the first session of the sale close, whichever is sooner. Buyers who do not receive notification for whatever reason are NOT released from their obligation to pay on time. If payment has not been received within these terms, the Seller reserves the right to sell the lot(s) to any under-bidders for their lower bid amounts. Title to each lot does not pass until the item has been paid in full. Any late payments (one month past invoice date) will be assessed an accrued interest charge of 2% per month.
4) Lot pickup will be available after the sale (not during). Any lots not picked up in person (unless other arrangements are made) will be sent to Buyer via U.S. Mail when the invoice has been paid in full. All domestic shipments will carry full insurance, but foreign shipments are made at the Buyer’s risk (insurance available in some cases). Workman's Books is responsible for loss or damage to lots only up until they are received at the address to which they are sent; any transshipment from there is the buyer’s responsibility alone. Any special instructions for shipping, delivery or payment must be in writing (letter, email or text) and will be effective only upon confirmation by us (verbal requests may not be honored). Generally, lots will be shipped in the order in which they are paid.
5) A Buyer’s Premium of 18% will be added to the winning bid for the total purchase price before any applicable taxes, fees or surcharges. Any payments by credit/debit card or PayPal will incur a 3% surcharge on the total. There will be a $3.00 charge per lot for processing.
6) Acceptable forms of payment are cash, check, money order, wire transfer, direct deposit, PayPal, Visa/MC, American Express and Discover. All payments by check or money order should be made payable to Alan Workman. Payments by PayPal (to aworkmanemail@gmail.com) are limited to $2,500 per auction per buyer. All payments shall be in U.S. dollars drawn on a U.S. bank. Please contact us for instructions for wire-transfer payments, for which bank charges may be necessarily added to the amount to be paid, generally depending on the country from which the wire originates.
7) Registration of all bidders for the sale will constitute approval only when the bidder provides an acceptable credit card number with registration. Any bidders with an overdue balance with Workman's Books must complete payment of their previous balance before their bids will be accepted.
8) Bidders may only submit bids by bidding online directly on iCollector.
9) All lots are unreserved. Starting prices for this sale are at approximately one-half to two-thirds of estimate, though this may vary. All estimates are given in U.S. dollars.
10) As an active dealer, Workman's Books is able to estimate a reasonably low wholesale level for each lot and reserves the right to reject any bids below this level (generally at least 50% of estimate). Furthermore we reserve the right to reject any bids that we have reason to believe are not submitted in good faith. Starting bids are provided on iCollector when the auction is published, and bids below those starting bids cannot be entered. Prices realized do not necessarily reflect accurate market values so much as what the high bidder is willing to pay based on his own needs.
11) All items are guaranteed as described. This is NOT an approval sale, and therefore returns will NOT be accepted UNLESS there was an error in the listing. Any disputes, including proposed returns, must be brought to our attention no later than 2 days after receipt of the lot(s) by the Buyer and BEFORE return shipment to us, with any applicable refunds to be made immediately upon receipt of the returned item(s) by us. All returns must be received by us in unaltered condition and with their original dust jackets or covers no later than one month after the date of the first auction session (note that late remittance, therefore, can negate return privileges). Any refunds for returns paid for by credit card will be subject to a 3% return fee. In the event of loss or damage, Workman's Book’s liability shall be limited to the hammer price plus buyer’s fee only. Note that any group-lots returned due to error in listing must be returned in entirety.
12) In case of loss or theft the guaranty is limited to either the reserve price (if unsold) or the hammer price plus buyer’s fee (if sold). Any extra expenses incurred by the winning bidder or consignor in order to bid, inspect, consign or pick up the lots are not covered and are the sole responsibility of the winning bidder/consignor. Any potential or speculative value is not guaranteed.
13) Lots may be inspected before the auction at my location in Orlando by appointment. High-quality photos of all lots are viewable on iCollector 24 hours a day, 7 days a week. All photographs are of the actual lots being sold but may not be actual size or to scale. Color and brightness of online photos may vary according to your monitor and video-card specifications.
14) If buyer does not supply a Florida resale certificate, then Florida sales tax will apply as follows: If picked up in person, 6.5% will be added to the total (hammer plus buyer’s fee). Same applies to lots shipped to Florida addresses, but the rate (6% to 7.5%) will be according to county of delivery. There is no Florida sales tax on any lots shipped out of state.
15) All bidders and consignors acknowledge and agree that the Seller (Workman's Books) does NOT guarantee that auctions will be unimpaired, uninterrupted or error-free and accordingly shall not be liable for such eventualities. Any errors will be rectified on iCollector as they come to our attention, and those corrected listings shall be deemed the binding descriptions at the time of the sale. The Seller in its sole and absolute discretion may accept or decline any bid, remove bids and reopen bidding, withdraw lots, or change lot sequence or bidding increments at any time, even after the winning bid and winning bidder have been announced. Any bidding disputes shall be adjudicated by the Seller, whose decision shall be deemed binding and final.
16) All Bidders must meet Seller’s qualifications to bid. Any Bidder who is not a client in good standing of the Seller may be disqualified at Seller’s sole option and will not be awarded lots. Such determination may be made by Seller in its sole and unlimited discretion, at any time prior to, during, or even after the close of the Sale. Seller reserves the right to exclude any person or company from the Sale. Workman's Books reserves the right to reject any bids suspected not to be submitted in good faith. If an entity places a bid, then the person executing the bid on behalf of the entity agrees to personally guarantee payment for any successful bid.