LOT Sedwick & Associates, LLC / Treasure, World, U.S. Coin & Paper Money Auc... / UNITED STATES, National Bank of Commerce in New ...

1501

UNITED STATES, National Bank of Commerce in New York, $10 National Bank Note, series of 1902, serial

Currency:USD Category:Coins & Paper Money / Paper Money - United States Start Price:120.00 USD Estimated At:150.00 - 225.00 USD

SOLD
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This item SOLD at 2025 May 08 @ 18:25UTC-04:00 : AST/EDT

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Lot Description
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BP, Taxes & Fees
Shipping & Payment
Terms

UNITED STATES, National Bank of Commerce in New York, $10 National Bank Note, series of 1902, serial B443639 / 210326, Lyons-Roberts, Ch. # (E)733. Fr-616. The National Bank of Commerce in New York was a powerhouse bank operating in the city from 1839 until its merger with Guaranty Trust in 1929; in 1959, Guaranty Trust merged with J.P. Morgan & Co., a company just a quarter in size at the time. VF, single pinhole at center, nice bold and large cashier and president signatures. If Tax Number is requested and supplied, buyer will be exempt from paying tax on his invoice. (FLORIDA) NOTE: Read the terms and conditions or contact us regarding possible tax collection outside of Florida.

Taxes:

Tax	Rate	Desc.
FSTA	6.75%	Florida Sales Tax - Alachua
FSTB	7%	Florida Sales Tax - Baker
FSTB	6%	Florida Sales Tax - Bay
FSTB	7%	Florida Sales Tax - Bradford
FSTB	6%	Florida Sales Tax - Brevard
FSTB	6%	Florida Sales Tax - Broward
FSTC	7.5%	Florida Sales Tax - Calhoun
FSTC	7%	Florida Sales Tax - Charlotte
FSTC	6%	Florida Sales Tax - Citrus
FSTC	7%	Florida Sales Tax - Clay
FSTC	6%	Florida Sales Tax - Collier
FSTC	7%	Florida Sales Tax - Columbia
FSTD	7%	Florida Sales Tax - De Soto
FSTD	7%	Florida Sales Tax - Dixie
FSTD	7%	Florida Sales Tax - Duval
FSTE	7.5%	Florida Sales Tax - Escambia
FSTF	7%	Florida Sales Tax - Flagler
FSTF	7%	Florida Sales Tax - Franklin
FSTG	7.5%	Florida Sales Tax - Gadsden
FSTG	7%	Florida Sales Tax - Gilchrist
FSTG	7%	Florida Sales Tax - Glades
FSTG	7%	Florida Sales Tax - Gulf
FSTH	7%	Florida Sales Tax - Hamilton
FSTH	7%	Florida Sales Tax - Hardee
FSTH	7%	Florida Sales Tax - Hendry
FSTH	6.5%	Florida Sales Tax - Hernando
FSTH	7%	Florida Sales Tax - Highlands
FSTH	7%	Florida Sales Tax - Hillsborough
FSTH	7%	Florida Sales Tax - Holmes
FSTI	7%	Florida Sales Tax - Indian River
FSTJ	7.5%	Florida Sales Tax - Jackson
FSTJ	7%	Florida Sales Tax - Jefferson
FSTJ	7%	Florida Sales Tax - Lafayette
FSTL	7%	Florida Sales Tax - Lake
FSTL	6%	Florida Sales Tax - Lee
FSTL	7.5%	Florida Sales Tax - Leon
FSTL	7%	Florida Sales Tax - Levy
FSTL	7%	Florida Sales Tax - Liberty
FSTM	7.5%	Florida Sales Tax - Madison
FSTM	6.5%	Florida Sales Tax - Manatee
FSTM	6.5%	Florida Sales Tax - Marion
FSTM	6.5%	Florida Sales Tax - Martin
FSTM	7%	Florida Sales Tax - Miami-Dade
FSTM	7.5%	Florida Sales Tax - Monroe
FSTN	7%	Florida Sales Tax - Nassau
FSTO	6%	Florida Sales Tax - Okaloosa
FSTO	7%	Florida Sales Tax - Okeechobee
FSTO	6.5%	Florida Sales Tax - Orange
FSTO	7%	Florida Sales Tax - Osceola
FSTP	6.5%	Florida Sales Tax - Palm Beach
FSTP	7%	Florida Sales Tax - Pasco
FSTP	7%	Florida Sales Tax - Pinellas
FSTP	7%	Florida Sales Tax - Polk
FSTP	7%	Florida Sales Tax - Putnam
FSTS	6%	Florida Sales Tax - Saint Johns
FSTS	7%	Florida Sales Tax - Santa Rosa
FSTS	7%	Florida Sales Tax - Seminole
FSTS	7%	Florida Sales Tax - Sumter
FSTS	7%	Florida Sales Tax - Suwannee
FSTT	7%	Florida Sales Tax - Taylor
FSTU	7%	Florida Sales Tax - Union
FSTV	6.5%	Florida Sales Tax - Volusia
FSTW	7%	Florida Sales Tax - Wakulla
FSTW	7%	Florida Sales Tax - Walton
FSTW	7%	Florida Sales Tax - Washington

Buyer's Premiums:

From (Incl.)	To (Excl.)	Premium
0.00	Infinite	20%

Additional Fees:

No data available.

No data available.

TERMS AND CONDITIONS - (Lastest update 10/06/24)

By participating in this auction, you (hereafter referred to as the "Bidder") are entering into a binding contract with Sedwick & Associates, LLC ("Auctioneer") and agree to the following Terms and Conditions:

1. Each lot will be sold to the highest Bidder unless the reserve or starting price is not met. Bids may be submitted in person or by mail, telephone, fax, email, or live on the Internet until each lot is closed during the live session. All non-live bids must be received before the auction session begins. The Auctioneer or any of its employees individually cannot be responsible for errors in bidding or the loss or delay of any bids that do not reach us by the closing date and time, or for any technical glitches that prevent internet bids from being executed. All bidders must be registered before their bids will be entered. New bidders must register 72 hours prior to the auction so that references can be verified, otherwise their bids may not be accepted. All bids are in U.S. dollars. THE SALE HOSTED AT AUCTION.SEDWICKCOINS.COM IS THE DEFINITIVE VERSION AND SHOULD BE CONSULTED BEFORE BIDDING FOR ANY POTENTIAL CHANGES, CORRECTIONS, OR UPDATES.

2. Winning bids will be reduced automatically by the iCollector platform to the next increment above the second-highest bid. In the case of tie bids, the earliest bidder will win the lot. Bidders are advised to provide allowable percentage increases to avoid losing lots due to a tie.

3. A winning bid is a contract between the winning Bidder (hereafter referred to as the “Buyer”) and the Consignor. The Buyer, even if acting as an agent for someone else, agrees to purchase the lot(s) he has won and to pay the Buyer’s Premium and any shipping costs, sales tax, bank-wire fees, customs duties, or other surcharges involved in delivering the lot(s) to the Buyer. Certain lots (particularly artifacts) may require special packaging and handling, for which a surcharge will be levied (also note shipping calculations will delay invoicing). In some special cases delivery may be arranged directly between the Consignor and the Buyer, at the buyer’s cost. At no time shall the Buyer have any legal recourse against the Consignor for any reason. Buyers will be notified as soon as possible after the auction with an invoice reflecting the total amount due and shall remit payment within 15 days of the invoice date. Buyers who do not receive notification for whatever reason are NOT released from their obligation to pay on time. If payment has not been received within these terms, the Auctioneer reserves the right to sell the lot(s) to any under-bidders for their lower bid amounts. If the winning bidder provides a credit card before the sale, Sedwick & Associates, LLC reserves the right to charge the credit card for the total of the auction purchases if payment has not been received within thirty (30) calendar days. Title to each lot does not pass until the item has been paid in full. Any late payments (30 days past invoice date) will be assessed an accrued interest charge of 5% per month.

4. Lot pickup will be available after the auction (not during). Any lots not picked up in person (unless other arrangements are made) will be sent to Buyer via U.S. Mail when the invoice has been paid in full. All domestic shipments will carry full insurance, but foreign shipments are made at the Buyer’s risk (insurance available in some cases such as shipping internationally via FEDEX). Sedwick & Associates, LLC is responsible for loss or damage to lots only up until they are received at the address to which they are sent; any transshipment from there is the buyer’s responsibility alone. Any special instructions for shipping, delivery, or payment must be in writing (letter, fax, email or text) and will be effective only upon confirmation by us (verbal requests may not be honored). Generally, lots will be shipped in the order in which they are paid.

5. Due to UK regulations regarding VAT collection on international purchases, we are no longer able to ship orders under £135 to the United Kingdom.

6. A Buyer’s Premium of 20% will be added to the winning bid for the total purchase price before any applicable taxes, fees, or surcharges. Any payments by credit/debit card will incur a 3% surcharge on the total; payments by PayPal will include a 4% surcharge. A re-acquisition charge, possibly different from the Buyer’s Premium, may be applied to lots won by consignors of those lots under reserves via separate agreement.

7. Acceptable forms of payment are cash, check, e-check, money order, wire transfer, direct deposit, PayPal, Zelle, Visa/MC, American Express, and Discover. All payments by check or money order should be made payable to Sedwick & Associates, LLC. Payments per auction and per buyer are limited to the following amounts: PayPal and Zelle (to auction@sedwickcoins.com), $2,500; credit card, $10,000; checks, $100,000 (must be paid via wire beyond that). All payments shall be in U.S. dollars drawn on a U.S. bank. Please contact us for instructions for wire-transfer payments, for which bank charges may be necessarily added to the amount to be paid, generally depending on the country from which the wire originates. Note: Overseas/international wires are not allowed for amounts below $1,000.

8. New bidders who do not have established credit with us must supply commercial references in the numismatic field and/or a 25% deposit. Credit cards are acceptable in lieu of a deposit. If your bids are unsuccessful, your deposit will be refunded, but if you are a winning bidder, your deposit will be applied to your purchase unless other arrangements are made. Bids may not be accepted from any bidder who has a past due balance with Sedwick & Associates, LLC.

9. Bidders have several options for bidding method: Bids prior to the auction may be submitted by mail, fax, email, or in person, or by bidding online directly on iCollector or via NumisBids. During the live auction, bids may be executed only in person, online directly on iCollector, or by phone by prior appointment. Phone bidding is offered only as a courtesy and we do not guarantee any line condition or accessibility during or before the auction. You must remain available to receive our call when the lots you wish to bid on come up. Proxy bidders (prior to live) have the option of preemptive bidding, in which our system will place a full maximum bid amount during live bidding when the asking price is a single increment under the maximum bid, which means it might skip and move to the maximum bid during live bidding, even if past the increment. Preemptively bidding at your maximum protects you by using your full maximum to prompt one increment higher from your competition. Example: Your secret maximum is $500 with $25 increments, starting at $425, and someone has bid against you at $450. Normally your bid would be increased to $475, but with preemptive bidding the system will place your maximum amount of $500 so that your maximum will not be tied by the next bid. This preemptive bidding only occurs when the asking price is a single increment below your maximum. As always, a higher bid amount can still outbid you.

10. Most lots are unreserved, but some lots do have a reserve or minimum bid assigned by the consignor. Any reserve will generally be at or below the stated low estimate and starting price. All estimates are given in U.S. dollars. This is not an absolute sale. Some lots may have a reserve or minimum bid assigned by the consignor and/or via direct bidding by the consignor under prior agreement, for which notice is heby given in accordance with 2023 Florida Statutes subsection 672.328(4). All estimates are given in U.S. dollars.

11. As an active dealer, Sedwick & Associates, LLC is able to estimate a reasonably low wholesale level for each lot and reserves the right to reject any bids below this level (generally at least 70% of low estimate). Furthermore, we reserve the right to reject any bids that we have reason to believe are not submitted in good faith. Starting bids are provided on iCollector when the auction is published, and bids below those starting bids cannot be entered. Prices realized do not necessarily reflect accurate market values so much as what the high bidder is willing to pay based on their own needs.

12. All items are guaranteed genuine and as described. Sedwick & Associates, LLC does NOT guarantee that any lots can be successfully encapsulated. Auctions are NOT approval sales, and therefore returns will NOT be accepted UNLESS there was an error in the listing. Note that grading and estimation of corrosion are subjective and differences of opinion cannot be considered errors. Lots encapsulated by PCGS, NGC, or any other third-party company may not be returned for any reason. Disputes as to authenticity shall be resolved by submission to PCGS or NGC, and if their determination is inconclusive, then the opinion of Sedwick & Associates, LLC shall stand. Any disputes, including proposed returns, must be brought to our attention no later than 2 days after receipt of the lot(s) by the Buyer and BEFORE return shipment to us, with any applicable refunds to be made immediately upon receipt of the returned item(s) by us. All returns must be received by us in unaltered condition and in their original, unopened, sealed flips no later than one month after the date of the first auction session (note that late remittance, therefore, can negate return privileges). Any refunds for returns paid for by credit card will be subject to a 3% return fee; those paid by PayPal will incur a 4% return fee. In the event of loss or damage, Sedwick & Associates, LLC’s liability shall be limited to the hammer price plus buyer’s fee only. NGC or PCGS census data (“finest known,” etc.) are given based on the date of cataloging and are not presumed to be accurate forever. Note that any group-lots returned due to error in listing must be returned in entirety. Where not already included in the lot description, we will provide our own certificate of authenticity upon request by the buyer for a fee.

13. In case of loss or theft the guaranty is limited to either the reserve price (if unsold) or the hammer price plus buyer’s fee (if sold). Any extra expenses incurred by the winning bidder or consignor in order to bid, inspect, consign, or pick up the lots are not covered and are the sole responsibility of the winning bidder/consignor. Any potential or speculative value is not guaranteed.

14. Lots may be inspected before the auction at our private office in Florida by appointment only between Monday through Friday, 10 a.m. to 4 p.m. Eastern Time. High-quality photos of all items are viewable on our website and on iCollector 24 hours a day, 7 days a week. All photographs in the catalog and online are of the actual lots being sold but may not be actual size or to scale. Color and brightness of online photos may vary according to your monitor and video-card specifications. We welcome requests for additional photos or HD video of the items to be sold. Photos taken by grading services may be included in the online lot listings; they may differ in color and brightness plus the holder prongs may not be visible.

15. If the buyer does not supply a Florida resale certificate, then Florida sales tax will apply as follows: If picked up in person, 6.5% will be added to the total (hammer plus buyer’s fee) for all items that are NOT coins or bullion, and to all non-U.S. coins whose cumulative total is less than $500. The same applies to lots shipped to Florida addresses, but the rate (6% to 7.5%) will be according to the county of delivery. There is no Florida sales tax on U.S coins or on any lots shipped out of state, or total coin/bullion purchase over $500.

16. All bidders and consignors acknowledge and agree that the Auctioneer (Sedwick & Associates, LLC) does NOT guarantee that auctions will be unimpaired, uninterrupted or error-free and accordingly shall not be liable for such eventualities. Any errors in the printed catalog will be rectified on the website and iCollector as they come to our attention, and those corrected listings shall be deemed the binding descriptions at the time of the auction. The Auctioneer, in its sole and absolute discretion, may accept or decline any bid, remove bids and reopen bidding, withdraw lots, or change lot sequence or bidding increments at any time, even after the winning bid and winning bidder have been announced. Any bidding disputes shall be adjudicated by the Auctioneer, whose decision shall be deemed binding and final. This auction is held in accordance to the International Association of Professional Numismatists (IAPN) rules.

17. This auction is conducted in accordance with the auction laws of the State of Florida. The licensed auction business is Sedwick & Associates, LLC, Florida AB#2592. The Auctioneer and Bidder agree that the venue for all claims and disputes shall be the applicable court having jurisdiction in Orange County in the State of Florida, and that the prevailing party shall be entitled to all attorneys’ fees and costs. THE BIDDER AGREES TO WAIVE THE RIGHT TO A JURY TRIAL.

18. All Bidders must meet Auctioneer’s qualifications to bid. Any Bidder who is not a client in good standing of the Auctioneer may be disqualified at Auctioneer’s sole option and will not be awarded lots. Such determination may be made by Auctioneer in its sole and unlimited discretion, at any time prior to, during, or even after the close of the Auction. Auctioneer reserves the right to exclude any person or company from the Auction. Sedwick & Associates, LLC reserves the right to reject any bids suspected not to be submitted in good faith. If an entity places a bid, then the person executing the bid on behalf of the entity agrees to personally guarantee payment for any successful bid.

19. If a certificate of authenticity is not already included in the lot description, we can provide one upon request by the buyer for a fee. Please see our website for pricing information or contact the company before placing your bids. See www.sedwickcoins.com/certification/coa.htm for more details.

This lot is part of the auction: Treasure, World, U.S. Coin & Paper Money Auction 37 Back To Catalog Listing

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From (Incl.)	To (Excl.)	Increment
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50.00	100.00	5.00
100.00	200.00	10.00
200.00	300.00	20.00
300.00	500.00	25.00
500.00	1,000.00	50.00
1,000.00	2,000.00	100.00
2,000.00	3,000.00	200.00
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500,000.00	Infinite	50,000.00

LOT Sedwick & Associates, LLC / Treasure, World, U.S. Coin & Paper Money Auc... / UNITED STATES, National Bank of Commerce in New ...

UNITED STATES, National Bank of Commerce in New York, $10 National Bank Note, series of 1902, serial

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