19406
Portage, WI - $5 1882 Brown Back Fr. 471 The
Currency:USD
Category:Coins & Paper Money
Start Price:1.00 USD
Estimated At:1.00 - 1,000,000.00 USD
NOT SOLD (BIDDING OVER)
0.00USD+ applicable fees & taxes.
This item WAS NOT SOLD. Auction date was 2004 May 08 @ 18:00UTC-6 : CST/MDT
Portage, WI - $5 1882 Brown Back Fr. 471 The First NB Ch. # 4234The success of the Portage $5 Brown Back in our January sale, where it realized almost $5500, is responsible for the appearance of this lovely serial number 1 example from the same bank in this sale. Relatives of the bank's founding family, who had no idea of the value of such an item saw the earlier offering on Heritage's web site, and realized their hitherto unremarkable family keepsake had substantial worth. It now appears here in its first appearance ever in the numismatic marketplace. Only about a dozen serial number 1 Brown Backs are known from all banks in the state combined, with virtually all ensconced in long term Wisconsin holdings. This Extremely Fine example is a pen signed beauty, with no evidence whatever of circulation, although it does have a few folds garnered during its many years of storage. The colors and eye appeal of this "A" position note, the true first note issued to this bank after its organization, are as nice as the day it arrived at the bank, and its ornate layout merely adds to the note's desirability. Expect a battle before the hammer falls on this Wisconsin trophy item tonight, likely in the range of... <BR><BR><B>Important notice:</B> Heritage usually auctions material at the rate of 200-250 lots per hour. On some occasions eBay Live bid software or the Internet may not be able to keep up with the pace of the auction. We recommend placing a realistic absentee bid now as insurance to avoid disappointment. Occasionally the auctioneer may eliminate or reject an eBay Live bid, and the auctioneer may also reopen a lot after the close of the eBay live bidding (usually because we missed an audience bid), and may reject your bid even if it shows you as the winning bidder. By bidding via eBay Live, you agree that Heritage may award the lot to another bidder at its sole discretion under the circumstances described above or any other reasonable circumstances. Since eBay bids are not shown to us until we open the lot on the floor, we treat those bids just like floor bids. In most cases the floor responds before the eBay bid is presented to us, due to Internet lag time, so for consistency we have made it a policy that floor bids are always considered first over tie eBay live bids. Also please note that all Heritage lots purchased through eBay Live carry a 20% Buyer's Premium. Please make sure you read the Terms and Conditions before you bid. <BR><BR><B>IMPORTANT ANNOUNCEMENT ABOUT RESERVES:</B> Heritage now divulges all reserves on its web site 7 days before every auction. If you want to know whether the reserve on this lot has been met, and if not, what the reserve amount is, please visit this lot page on the HeritageCoin.com web site, or email: bid@HeritageGalleries.com
Auction Location:
United States
Previewing Details:
Midwest Airlines Convention Center, Rooms 201 A-B-C-D, Tuesday, May 4 • 2 P.M.-10 P.M., Wednesday, May 5 • 9 A.M.-10 P.M., Thursday, May 6 • 9 A.M.-10 P.M., Friday, May 7 • 9 A.M.-6 P.M., Saturday, May 8 • 9 A.M.-6 P.M.
Applicable state sales tax applies.
Additional Fees:
Shipping Details:
Seller will ship internationally (worldwide).
Payment Details:
All sales are strictly for cash in United States dollars. Cash includes:
U.S. currency, travelers checks, bank money orders, all subject to reporting
requirements. Personal or corporate checks may be subject to clearing before
delivery of the purchases.
<div class=Section1>
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<b>On bids placed through Heritage, a Buyer's Premium is charged as
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The Buyer’s Premium will be applied to the hammer price and be added to
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<![if !supportLineBreakNewLine]><br style='mso-special-character:line-break'>
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<b>Auction Venues:</b><o:p></o:p></span></li>
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session by Internet, telephone, fax, or mail.
<b>Bidders:</b><o:p></o:p></span></li>
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<b>Conducting the Auction:</b><o:p></o:p></span></li>
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BE SET AT ONE INCREMENT BELOW THE RESERVE BID. The Auctioneer will not
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to pay full Buyer's Premium and Seller's Commissions on the lot(s) even if
(s)he buys them back. Reserves are generally posted online about 3 days
prior to the auction closing on Internet Only auctions and 7 days prior to
the auction on Signature auctions.<o:p></o:p></span></li>
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The Auctioneer's decision shall be final and binding upon all Bidders.<o:p></o:p></span></li>
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Off-increment bids may be accepted by the Auctioneer at Signature
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font-family:Arial'>Outage Policy: Auctioneer occasionally experiences
Internet and/or Server outages during which Bidders cannot participate or
place bids. If such outage occurs, we may at our discretion extend bidding
for the auction up to 24 hours. At our discretion, Auctioneer may consider
two outages that occur very closely to one another to be one outage when
extending such auction. This policy applies only to widespread outages and
not to isolated problems that occur in various parts of the country from
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system downtime for maintenance and other purposes; this scheduled
downtime is not covered by the Outage Policy.<o:p></o:p></span></li>
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mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>The Auctioneer or affiliates may consign items to be
sold in this auction, and may place reserve bids on those items or any
other in the auction. The Auctioneer or affiliates expressly reserve the
right to modify any such reserve bids on these items or any others at any
time prior to the live auction or the online closing based upon data made
known to the Auctioneer or its affiliate.<o:p></o:p></span></li>
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font-family:Arial'>The Auctioneer may extend advances, guarantees, or
loans to certain consignors, and may extend financing or other credits at
varying rates to certain Bidders in the auction.
<b>Payment:</b><o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>All sales are strictly for cash in United States
dollars. Cash includes: U.S. currency, bank wire, cashier checks,
travelers checks, and bank money orders, all subject to reporting
requirements. Credit Card (Visa or Master Card only) payments may be
accepted up to $10,000 from non-dealers at the sole discretion of the
auctioneer, subject to the following limitations: a) sales are only to the
cardholder, b) purchases are shipped to the cardholder's registered and
verified address, c) Auctioneer may preapprove the cardholder's credit
line, d) a credit card transaction may not be used in conjunction with any
other financing or extended terms offered by the Auctioneer, and must
transact immediately upon invoice presentation, e) rights of return are
governed by these Terms and Conditions, which supersede those conditions
promulgated by the card issuer, f) floor Bidders must present their card.
Personal or corporate checks may be subject to clearing before delivery of
the purchases.<o:p></o:p></span></li>
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font-family:Arial'>Payment is due upon closing of the auction session, or
upon presentment of an invoice. The Auctioneer reserves the right to void
a sale if payment in full of the invoice is not received within 7 days
after the close of the auction.<o:p></o:p></span></li>
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font-family:Arial'>Lots delivered in the States of Texas, California, or
other states where the auction may be held, are subject to all applicable
state and local taxes, unless appropriate permits are on file with us.
Lots from different auctions may not be aggregated for sales tax purposes.<o:p></o:p></span></li>
</ol>
<div align=center>
<table border=0 cellspacing=0 cellpadding=0 width="90%" bgcolor=black
style='width:90.0%;mso-cellspacing:0in;margin-left:.5in;background:black;
mso-padding-alt:0in 0in 0in 0in'>
<tr>
<td style='padding:0in 0in 0in 0in'>
<table border=0 cellspacing=1 cellpadding=0 width="100%" style='width:100.0%;
mso-cellspacing:.7pt;mso-padding-alt:0in 0in 0in 0in'>
<tr>
<td style='background:#293163;padding:0in 0in 0in 0in'>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:Arial;
color:white'>State</span></b><span style='font-size:10.0pt;font-family:
Arial;mso-fareast-font-family:"Arial Unicode MS";color:white'><o:p></o:p></span></p>
</td>
<td style='background:#293163;padding:0in 0in 0in 0in'>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:Arial;
color:white'>Coins</span></b><span style='font-size:10.0pt;font-family:
Arial;mso-fareast-font-family:"Arial Unicode MS";color:white'><o:p></o:p></span></p>
</td>
<td style='background:#293163;padding:0in 0in 0in 0in'>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:Arial;
color:white'>Currency</span></b><span style='font-size:10.0pt;font-family:
Arial;mso-fareast-font-family:"Arial Unicode MS";color:white'><o:p></o:p></span></p>
</td>
<td style='background:#293163;padding:0in 0in 0in 0in'>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:Arial;
color:white'>All Other Collectibles</span></b><span style='font-size:10.0pt;
font-family:Arial;mso-fareast-font-family:"Arial Unicode MS";color:white'><o:p></o:p></span></p>
</td>
</tr>
<tr>
<td style='background:white;padding:0in 0in 0in 0in'>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:Arial'>Texas
Residents</span><span style='font-size:10.0pt;font-family:Arial;mso-fareast-font-family:
"Arial Unicode MS"'><o:p></o:p></span></p>
</td>
<td style='background:white;padding:0in 0in 0in 0in'>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:Arial'>Under
$1,000 only</span><span style='font-size:10.0pt;font-family:Arial;
mso-fareast-font-family:"Arial Unicode MS"'><o:p></o:p></span></p>
</td>
<td style='background:white;padding:0in 0in 0in 0in'>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:Arial'>Yes</span><span
style='font-size:10.0pt;font-family:Arial;mso-fareast-font-family:"Arial Unicode MS"'><o:p></o:p></span></p>
</td>
<td style='background:white;padding:0in 0in 0in 0in'>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:Arial'>Yes</span><span
style='font-size:10.0pt;font-family:Arial;mso-fareast-font-family:"Arial Unicode MS"'><o:p></o:p></span></p>
</td>
</tr>
<tr>
<td style='background:white;padding:0in 0in 0in 0in'>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:Arial'>California</span><span
style='font-size:10.0pt;font-family:Arial;mso-fareast-font-family:"Arial Unicode MS"'><o:p></o:p></span></p>
</td>
<td style='background:white;padding:0in 0in 0in 0in'>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:Arial'>Under
$1,000 only</span><span style='font-size:10.0pt;font-family:Arial;
mso-fareast-font-family:"Arial Unicode MS"'><o:p></o:p></span></p>
</td>
<td style='background:white;padding:0in 0in 0in 0in'>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:Arial'>Applicable
state sales tax on Signature Auctions <b>ONLY</b> if held in CA</span><span
style='font-size:10.0pt;font-family:Arial;mso-fareast-font-family:"Arial Unicode MS"'><o:p></o:p></span></p>
</td>
<td style='background:white;padding:0in 0in 0in 0in'>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:Arial'>Applicable
state sales tax on Signature Auctions <b>ONLY</b> if held in CA</span><span
style='font-size:10.0pt;font-family:Arial;mso-fareast-font-family:"Arial Unicode MS"'><o:p></o:p></span></p>
</td>
</tr>
<tr>
<td style='background:white;padding:0in 0in 0in 0in'>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:Arial'>Florida/Ohio/Illinois</span><span
style='font-size:10.0pt;font-family:Arial;mso-fareast-font-family:"Arial Unicode MS"'><o:p></o:p></span></p>
</td>
<td style='background:white;padding:0in 0in 0in 0in'>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:Arial'>No
sales tax</span><span style='font-size:10.0pt;font-family:Arial;mso-fareast-font-family:
"Arial Unicode MS"'><o:p></o:p></span></p>
</td>
<td style='background:white;padding:0in 0in 0in 0in'>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:Arial'>No
sales tax</span><span style='font-size:10.0pt;font-family:Arial;mso-fareast-font-family:
"Arial Unicode MS"'><o:p></o:p></span></p>
</td>
<td style='background:white;padding:0in 0in 0in 0in'>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:Arial'>Applicable
state sales tax on Signature Auctions <b>ONLY</b> if held in FL, OH or IL</span><span
style='font-size:10.0pt;font-family:Arial;mso-fareast-font-family:"Arial Unicode MS"'><o:p></o:p></span></p>
</td>
</tr>
<tr>
<td style='background:white;padding:0in 0in 0in 0in'>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:Arial'>New
York/Wisconsin/ Pennsylvania</span><span style='font-size:10.0pt;
font-family:Arial;mso-fareast-font-family:"Arial Unicode MS"'><o:p></o:p></span></p>
</td>
<td style='background:white;padding:0in 0in 0in 0in'>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:Arial'>Applicable
state sales tax on Signature Auctions <b>ONLY</b> if held in that state</span><span
style='font-size:10.0pt;font-family:Arial;mso-fareast-font-family:"Arial Unicode MS"'><o:p></o:p></span></p>
</td>
<td style='background:white;padding:0in 0in 0in 0in'>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:Arial'>Applicable
state sales tax on Signature Auctions <b>ONLY</b> if held in NY</span><span
style='font-size:10.0pt;font-family:Arial;mso-fareast-font-family:"Arial Unicode MS"'><o:p></o:p></span></p>
</td>
<td style='background:white;padding:0in 0in 0in 0in'>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:Arial'>Applicable
state sales tax on Signature Auctions <b>ONLY</b> if held in NY</span><span
style='font-size:10.0pt;font-family:Arial;mso-fareast-font-family:"Arial Unicode MS"'><o:p></o:p></span></p>
</td>
</tr>
<tr>
<td style='background:white;padding:0in 0in 0in 0in'>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:Arial'>Oregon</span><span
style='font-size:10.0pt;font-family:Arial;mso-fareast-font-family:"Arial Unicode MS"'><o:p></o:p></span></p>
</td>
<td style='background:white;padding:0in 0in 0in 0in'>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:Arial'>No
sales tax</span><span style='font-size:10.0pt;font-family:Arial;mso-fareast-font-family:
"Arial Unicode MS"'><o:p></o:p></span></p>
</td>
<td style='background:white;padding:0in 0in 0in 0in'>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:Arial'>No
sales tax</span><span style='font-size:10.0pt;font-family:Arial;mso-fareast-font-family:
"Arial Unicode MS"'><o:p></o:p></span></p>
</td>
<td style='background:white;padding:0in 0in 0in 0in'>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:Arial'>No
sales tax</span><span style='font-size:10.0pt;font-family:Arial;mso-fareast-font-family:
"Arial Unicode MS"'><o:p></o:p></span></p>
</td>
</tr>
<tr>
<td colspan=4 style='background:white;padding:0in 0in 0in 0in'>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:Arial'>*Unless
an <b>approved</b> resale form is on file with Heritage.</span><span
style='font-size:10.0pt;font-family:Arial;mso-fareast-font-family:"Arial Unicode MS"'><o:p></o:p></span></p>
</td>
</tr>
</table>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:Arial;
mso-fareast-font-family:"Arial Unicode MS"'><o:p></o:p></span></p>
</td>
</tr>
</table>
</div>
<ol start=25 type=1>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'><![if !supportEmptyParas]> <![endif]><o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>In the event that a Bidder's payment is dishonored upon
presentment(s), Bidder shall pay the maximum statutory processing fee set
by applicable state law.<o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>If the auction invoice(s) submitted by the Auctioneer
is not paid in full when due, the unpaid balance will bear interest at the
highest rate permitted by law from the date of invoice until paid. If the
Auctioneer refers the invoice(s) to an attorney for collection, the buyer
agrees to pay attorney's fees, court costs, and other collection costs
incurred by the Auctioneer. If Auctioneer assigns collection to its
in-house legal staff, such attorney's time expended on the matter shall be
compensated at a rate comparable to the hourly rate of independent
attorneys.<o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>In the event a successful Bidder fails to pay all
amounts due, the Auctioneer reserves the right to resell the merchandise,
and such Bidder agrees to pay for the reasonable costs of resale,
including a 10% seller's commission, and also to pay any difference
between the resale price and the price of the previously successful bid.<o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>The Auctioneer reserves the right to require payment in
full in good funds before delivery of the merchandise to the buyer.<o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>The Auctioneer shall have a lien against the
merchandise purchased by the buyer to secure payment of the auction
invoice. Auctioneer is further granted a lien and the right to retain
possession of any other property of the buyer then held by the Auctioneer
or its affiliates to secure payment of any auction invoice or any other
amounts due the Auctioneer from the buyer. With respect to these lien
rights, the Auctioneer shall have all the rights of a secured creditor
under Article 9 of the Texas Uniform Commercial Code. In addition, with
respect to payment of the auction invoice(s), the buyer waives any and all
rights of offset he might otherwise have against the Auctioneer and the
consignor of the merchandise included on the invoice.<o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>If a Bidder owes Auctioneer or its affiliates on any
account, the Auctioneer and its affiliates shall have the right to offset
such unpaid account by any credit balance due Bidder, and it may secure by
possessory lien any unpaid amount by any of the Bidder's property in their
possession.<o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>Title shall not pass to the successful Bidder until all
invoices are paid in full. It is the responsibility of the buyer to
provide adequate insurance coverage for the items once they have been
delivered.
<b>Return Policy:</b><o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>Signature Sales: The auction is not on approval. No certified
material may be returned because of possible differences of opinion with
respect to the grade offered by any third-party organization, dealer, or
service. There are absolutely no exceptions to this policy. Under
extremely limited circumstances, (e.g. gross cataloging error) a
purchaser, who did not bid from the floor, may request Auctioneer to void
a sale. Such request for evaluation must be made in writing detailing the
alleged gross error, and submission of the lot to the Auctioneer must be
preapproved by the Auctioneer. A Bidder must notify <a
href="mailto:bid@heritagecoin.com">bid@heritagecoin.com</a> in writing of
the Bidder's request and such notice must be mailed within three (3) days
of the mail Bidder's receipt of the lot. Any lot that is to be evaluated
must be received in our offices within 30 days from the date of auction.
Grading or method of manufacture do not qualify for this evaluation
process nor do such complaints constitute a basis to challenge the
authenticity of a lot. AFTER THAT 30-DAY PERIOD, NO LOTS MAY BE RETURNED
FOR REASONS OTHER THAN AUTHENTICITY. Lots returned must be housed intact
in the original holder. No lots purchased by floor Bidders may be returned
(including those Bidders acting as agents for others). Late remittance for
purchases may be considered just cause to revoke all return privileges.<o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>Exclusively Internet, CurrencyAuction.com, Amazing
Comics Auctions™, Amazing Sports Auctions, and Bullet auctions: THREE (3)
DAY RETURN POLICY. All lots (Exception: Third party graded notes are not
returnable for any reason whatsoever) paid for within seven days of the
auction closing are sold with a three (3) day return privilege. You may
return lots under the following conditions: Within three days of receipt
of the lot, you must first notify Auctioneer by contacting Customer
Service by phone (1-800-872-6467) or e-mail <a
href="mailto:bid@HeritageCoin.com">bid@HeritageCoin.com</a>, and
immediately mail the lot(s) fully insured to the attention of Returns,
care of Heritage Galleries & Auctioneers, 3500 Maple Avenue, 17th
Floor, Dallas Texas, 75219-3941. Lots must be housed intact in their
original holder and condition. You are responsible for the insured, safe
delivery of any lots. A non-negotiable return fee of 5% of the purchase
price ($10 per lot minimum) will be deducted from the refund for each
returned lot or billed directly. Postage and handling fees are not
refunded. After the three-day period (from receipt), no items may be
returned for any reason. Late remittance for purchases revokes all
Return-Restock privileges.<o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>All Bidders who have inspected the lots prior to the
auction will not be granted any return privileges, except for reasons of
authenticity.
<b>Delivery:</b><o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>Postage, handling and insurance charges will be added
to invoices. Please either refer to Auctioneer's web site, <a
href="http://www.HeritageGalleries.com">www.HeritageGalleries.com</a>, <a
href="http://www.HeritageCoin.com">www.HeritageCoin.com</a>, <a
href="http://www.HeritageComics.com">www.HeritageComics.com</a>, or <a
href="http://www.HeritageSportsCollectibles.com">www.HeritageSportsCollectibles.com</a>
for the latest charges or call Auctioneer.
<a
href="http://apps.heritagecoin.com/common/shipping.php?sid=B3F286539B744A290A31AD37CDA0F34B"><b>Complete
Shipping and Handling Charges</b></a><o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>Auctioneer is unable to combine purchases from other
auctions or Heritage Rare Coin Galleries into one package for shipping
purposes. Successful overseas Bidders shall provide written shipping
instructions, including specified customs declarations, to the Auctioneer
for any lots to be delivered outside of the United States.<o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>All shipping charges will be borne by the successful
Bidder. Any risk of loss during shipment will be borne by the buyer
following Auctioneer's delivery to the designated common carrier.<o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>Regardless of domestic or foreign shipment, risk of
loss shall be borne by the buyer following Auctioneer's delivery to a
shipper.<o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>Any claims for undelivered packages must be made within
30 days of shipment by the auctioneer.<o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>In the event an item is damaged either through handling
or in transit, the Auctioneer's maximum liability shall be the amount of
the successful bid including the Buyer's Premium.
<b>Cataloging:</b><o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>The descriptions provided in any catalog are intended
solely for the use of those Bidders who do not have the opportunity to
view the lots prior to bidding.<o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>Any description of the lots contained in this auction
is for the sole purpose of identifying the items.<o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>In the event of an attribution error, the Auctioneer
may, at the Auctioneer's sole discretion, correct the error on the
Internet, or, if discovered at a later date, to refund the buyer's money
without further obligation. Under no circumstances shall the obligation of
the Auctioneer to any Bidder be in excess of the purchase price for any
lot in dispute.
<b>Warranties and Disclaimers:</b><o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>NO WARRANTY, WHETHER EXPRESSED OR IMPLIED, IS MADE WITH
RESPECT TO ANY DESCRIPTION CONTAINED IN THIS AUCTION. Any description of
the items contained in this auction is for the sole purpose of identifying
the items, and no description of items has been made part of the basis of
the bargain or has created any express warranty that the goods would
conform to any description made by the Auctioneer.<o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>Auctioneer is selling only such right or title to the
items being sold as Auctioneer may have by virtue of consignment
agreements on the date of auction and disclaims any warranty of title to
the coins.<o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>Auctioneer disclaims any warranty of merchantability or
fitness for any particular purposes.<o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>Auctioneer disclaims all liability for damages,
consequential or otherwise, arising out of or in connection with the sale
of any property by Auctioneer to Bidder. No third party may rely on any
benefit of these Terms and Conditions and any rights, if any, established
hereunder are personal to the Bidder and may not be assigned. Any
statement made by the Auctioneer is a statement of opinion and does not
constitute a warranty or representation. Any employee of Auctioneer may
not alter these Terms and Conditions, and, unless signed by a principal of
Auctioneer, any alteration is null and void.<o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>Coins sold referencing a third-party grading service
("Certified Coins") are sold "as is" without any
express or implied warranty, except for a guarantee by Auctioneer that the
Certified Coins are genuine. Certain warranties may be available from the
grading services and the Bidder is referred to the following services for
details of any such warranties: ANACS, P.O. Box 182141, Columbus, Ohio
43218-2141; Numismatic Guaranty Corporation (NGC), P.O. Box 4776,
Sarasota, FL 34230; Professional Coin Grading Service (PCGS), PO Box 9458,
Newport Beach, CA 92658 and ICG, 7901 East Belleview Ave., Suite 50,
Englewood, CO 80111. Comic books sold referencing a third-party grading service
("Certified Comics") are sold "as is" without any
express or implied warranty, except for a guarantee by Auctioneer that the
Certified Comics are genuine. Certain warranties may be available from the
grading services and the Bidder is referred to the following services for
details of any such warranties: Comics Guaranty Corporation (CGC), P.O.
Box 4738, Sarasota, FL 34230. Currency sold referencing a third-party
grading service ("Certified Currency") are sold "as
is" without any express or implied warranty, except for a guarantee
by Auctioneer that the Certified Currency are genuine. Certain warranties
may be available from the grading services and the Bidder is referred to
the following services for details of any such warranties: Currency
Grading & Authentication (CGA), PO Box 418, Three Bridges, NJ 08887.<o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>All non-certified coins and comics and currency are
guaranteed genuine, but are not guaranteed as to grade, since grading is a
matter of opinion. Grading is an art, not a science, and therefore the
opinion rendered by the Auctioneer or any third party grading service may
not agree with the opinion of others (including trained experts), and the
same expert may not grade the same coin with the same grade at two
different times. Auctioneer has graded the non-certified items, in the
Auctioneer's opinion, to their current interpretation of the American
Numismatic Association's standards as of the date the catalog was
prepared. There is no guarantee or warranty implied or expressed that the
grading standards utilized by the Auctioneer will meet the standards of
ANACS, NGC, PCGS, ICG, CGC, CGA or any other grading service at any time
in the future.<o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>Auctioneer offers no opinion as to the validity of a
grade assigned by any third-party grading service. Since we cannot examine
C.G.A. encapsulated notes or Comics Guaranty Corporation (CGC)
encapsulated comics, they are sold "as is" without our grading
opinion, and may not be returned for any reason. Auctioneer shall not be
liable for any patent or latent defect or controversy pertaining to or
arising from any encapsulated collectible. In any such instance,
purchaser's remedy, if any, shall be solely against the certification
service certifying the collectible.<o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>Due to changing grading standards over time and to possible
mishandling of items by subsequent owners, the Auctioneer reserves the
right to grade items differently than shown on certificates from any
grading service that accompany the items. For the same reasons as stated
above, the Auctioneer reserves the right to grade items differently than
the grades shown in the catalog should such items be reconsigned to any
future auction.<o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>Although consensus grading is employed by most grading
services, it should be noted as aforesaid that grading is not an exact
science. In fact, it is entirely possible that if a lot was broken out of
a plastic holder and was resubmitted to another grading service or even
the same service, the lot could come back a different grade. Certification
does not guarantee protection against the normal risks associated with
potentially volatile markets. <o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>The degree of liquidity for certified coins and
collectibles will vary according to general market conditions and the
particular lot involved. For some lots there may be no active market at
all at certain points in time.
<b>Release:</b><o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>In consideration of participation in the auction and
the placing of a bid, a Bidder expressly releases Auctioneer, its
affiliates, the Consignor, or Owner of the Lot from any and all claims,
cause of action, chose of action, whether at law or equity or any
arbitration or mediation rights existing under the rules of any
professional society or affiliation based upon the assigned grade or a
derivative theory, breach of warranty express or implied, representation
or other matter set forth within these Terms and Conditions of Auction or
otherwise, except as specifically declared herein; e.g., authenticity,
typographical error, etc., and as to those matters, the rights and
privileges conferred therein are strictly construed and is the exclusive
remedy. Purchaser by non-compliance to its express terms of a granted
remedy, shall waive any claim against Auctioneer.
<b>Dispute Resolution and Arbitration Provision:</b><o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>By placing a bid or otherwise participating in the
auction, such person or entity accepts these Terms and Conditions of
Auction, and specifically agrees to the alternative dispute resolution
provided herein. Arbitration replaces the right to go to court, including
the right to a jury trial.<o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>If any dispute arises regarding payment, authenticity,
grading, description, provenance or any other matter pertaining to the
auction, the Bidder or a participant in the auction and/or the Auctioneer
agree that the dispute shall be submitted, if otherwise unresolved, to
binding arbitration in accordance with the commercial rules of the
American Arbitration Association (A.A.A.). The A.A.A. arbitration shall be
conducted under the provisions of the Federal Arbitration Act with locale
in Dallas, Texas. The prevailing party may be awarded his reasonable
attorney's fees and costs. An arbitrator's award is enforceable in any
court of competent jurisdiction. Any claim made by a bidder has to be
presented within one (1) year or it is barred. Any claim as to provenance
or authenticity must first be transmitted to Auctioneer by credible and
definitive evidence and there is no assurance such presentment that
Auctioneer will validate the claim. Authentication is not an exact science
and other contrary opinions may not be recognized by Auctioneer. Auctioneer
in no event shall be responsible for consequential and incidental damages
and the value of an item is determined by its high bid, which is
Auctioneer's maximum liability. Provenance is not guaranteed by the
Auctioneer, but rather provenance is guaranteed by the consignor. Any
action or claim shall include the consignor with auctioneer acting as
interpleador or nominal party. While every effort is made to determine
provenance and authenticity it is up to the Bidder to arrive at that
conclusion prior to bidding.<o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>In consideration of his participation in or application
for the auction, a person or entity (whether the successful Bidder, a
Bidder, a purchaser and/or other Auction participant or registrant)
agrees, that all disputes in any way relating to, arising under, connected
with, or incidental to these Terms and Conditions and his purchases or
default in payment thereof shall be arbitrated pursuant to the arbitration
provision. In the event that any matter including actions to compel
arbitration, construe the agreement, actions in aid or arbitration or
otherwise needs to be litigated, such litigation shall be exclusively in
the Courts of the State of Texas, in Dallas County, Texas, and if
necessary the corresponding appellate courts. The successful Bidder,
purchaser, or Auction participant also expressly submits himself to the
personal jurisdiction of the State of Texas.
<b>Miscellaneous:</b><o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>Agreements between Bidders and consignors to effectuate
a non-sale of an item at auction, inhibit bidding on a consigned item to
enter into a private sale agreement for an item, or to utilize the
Auctioneer's auction to obtain sales for non-selling consigned items
subsequent to the auction are strictly prohibited. If a subsequent sale of
a previously consigned item occurs in violation of this provision,
Auctioneer reserves the right to charge Bidder the applicable Buyer's
Premium and consignor the contracted Seller's Commission.<o:p></o:p></span></li>
<div style='border:solid black .5pt;padding:2.0pt 2.0pt 2.0pt 2.0pt'>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
mso-list:l0 level1 lfo1;tab-stops:list .5in;border:none;mso-border-alt:
solid black .5pt;padding:0in;mso-padding-alt:2.0pt 2.0pt 2.0pt 2.0pt'><b><span
style='font-size:10.0pt;font-family:Arial'>Acceptance of these terms and
conditions qualifies Bidder as a Heritage customer who has consented to be
contacted by Heritage in the future. In conformity with
"do-not-call" regulations promulgated by the Federal or State
regulatory agencies, participation by the Bidder is affirmative consent to
being contacted at the phone number shown in his application and this
consent shall remain in effect until it is revoked in writing. Heritage
may from time to time contact Bidder concerning sale, purchase and auction
opportunities available through Heritage and its affiliates and
subsidiaries.</span></b><span style='font-size:10.0pt;font-family:Arial'><o:p></o:p></span></li>
</div>
</ol>
<p class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
margin-left:.5in'><span style='font-size:10.0pt;font-family:Arial'><![if !supportEmptyParas]> <![endif]><o:p></o:p></span></p>
<ol start=61 type=1>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>Storage of purchased coins: Purchasers are advised that
certain types of plastic may react with the coin's metal and may cause
damage to the coins. Caution should be used to avoid storage of coins in
materials that are not inert.
<b>State Notices:</b><o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l0 level1 lfo1;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>Notice as to an Auction Sale in California. Auctioneer
has in compliance with Title 2.95 of the California Civil Code as amended
October 11, 1993 Sec. 1812.600, posted with the California Secretary of
State its bonds for it and its employees and the auction is being
conducted in compliance with Sec. 2338 of the Commercial Code and Sec. 535
of the Penal Code.<o:p></o:p></span></li>
</ol>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:Arial'><a
href="http://apps.heritagecoin.com/common/auction/#auction">View the Auction
Terms</a>
<a href="http://apps.heritagecoin.com/common/auction/#buy_now">View the Buy Now
Terms</a>
</span><span class=headline1><i><span style='font-family:Arial'>Buy Now Terms
and Conditions</span></i></span><span style='font-size:10.0pt;font-family:Arial'><o:p></o:p></span></p>
<p class=MsoNormal style='margin-top:0in;margin-right:0in;margin-bottom:12.0pt;
margin-left:.5in'><b><span style='font-size:10.0pt;font-family:Arial'>Return
Policy:</span></b><span style='font-size:10.0pt;font-family:Arial'><o:p></o:p></span></p>
<p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
margin-left:1.0in;text-indent:-.25in;mso-list:l1 level1 lfo2;tab-stops:list .5in'><![if !supportLists]><span
style='font-size:10.0pt;font-family:Arial'>1.<span style='font:7.0pt "Times New Roman"'>
</span></span><![endif]><span style='font-size:10.0pt;font-family:Arial'><![if !supportEmptyParas]> <![endif]><o:p></o:p></span></p>
<ol start=1 type=1>
<ul type=circle>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;mso-list:l1 level2 lfo2;tab-stops:list 1.0in'><span
style='font-size:10.0pt;font-family:Arial'>All orders come with an
unconditional seven-day return privilege. We're not satisfied until you
are. <o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;mso-list:l1 level2 lfo2;tab-stops:list 1.0in'><span
style='font-size:10.0pt;font-family:Arial'>All returns must be in their
original, undamaged holder and must be accompanied by a copy of the
invoice. <o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;mso-list:l1 level2 lfo2;tab-stops:list 1.0in'><span
style='font-size:10.0pt;font-family:Arial'>You are responsible for fully
insuring and the safe delivery of any returns. <o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;mso-list:l1 level2 lfo2;tab-stops:list 1.0in'><span
style='font-size:10.0pt;font-family:Arial'>Returns after seven days are
subject to market fluctuations and will be valued accordingly. <o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;mso-list:l1 level2 lfo2;tab-stops:list 1.0in'><span
style='font-size:10.0pt;font-family:Arial'>There is no return privilege
on any invoice where payment was received late (this includes bounced
checks, etc.) Extended Payment Plan purchases are not returnable. <o:p></o:p></span></li>
</ul>
</ol>
<p class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
margin-left:.5in'><span style='font-size:10.0pt;font-family:Arial'>
<b>Payment & Shipping:</b><o:p></o:p></span></p>
<ol start=2 type=1>
<li class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
mso-list:l1 level1 lfo2;tab-stops:list .5in'><span style='font-size:10.0pt;
font-family:Arial'>Shipping and Handling charges will be added to invoices
for shipments delivered by mail. Charges will apply as follows, based on
the invoice total:
<a
href="http://apps.heritagecoin.com/common/shipping.php?sid=B3F286539B744A290A31AD37CDA0F34B"><b>Complete
Shipping and Handling Charges</b></a><o:p></o:p></span></li>
<ul type=circle>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;mso-list:l1 level2 lfo2;tab-stops:list 1.0in'><span
style='font-size:10.0pt;font-family:Arial'>MasterCard or Visa for fastest
shipping. Delivery must be to the billing address of the credit card holder.
New clients using a credit card may be asked to provide industry
references. <o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;mso-list:l1 level2 lfo2;tab-stops:list 1.0in'><span
style='font-size:10.0pt;font-family:Arial'>Payments may be made by Bank
Wire, Cashier's Check, Money Order, or Personal Check. Any written form
of payment may be held up to ten days at our discretion. Written payments
should be made out to Heritage Capitol Corp. and should be mailed to: <o:p></o:p></span></li>
</ul>
</ol>
<p class=MsoNormal style='margin-right:.5in;mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;margin-left:1.5in'><span style='font-size:10.0pt;font-family:Arial'>Heritage
Rare Coin Galleries
3500 Maple Ave. 17th Floor
Dallas, TX 75219-3941<o:p></o:p></span></p>
<ol start=2 type=1>
<ul type=circle>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;mso-list:l1 level2 lfo2;tab-stops:list 1.0in'><span
style='font-size:10.0pt;font-family:Arial'>There is a $25 service charge
for any bounced check or stop payment. <o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;mso-list:l1 level2 lfo2;tab-stops:list 1.0in'><span
style='font-size:10.0pt;font-family:Arial'>Texas residents must pay Texas
State Sales Tax on orders for COINS under $1,000. All other collectibles
including Currency are charged Sales Tax on the full purchase price. Only
registered coin dealers with an approved Resale Certificate are exempt. <o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;mso-list:l1 level2 lfo2;tab-stops:list 1.0in'><span
style='font-size:10.0pt;font-family:Arial'>All purchasers must be of
legal age or have the permission of their parent or guardian. <o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;mso-list:l1 level2 lfo2;tab-stops:list 1.0in'><span
style='font-size:10.0pt;font-family:Arial'>We do not ship outside the
U.S. without written instructions and insurance to be provided by the
purchaser. <o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;mso-list:l1 level2 lfo2;tab-stops:list 1.0in'><span
style='font-size:10.0pt;font-family:Arial'>Title to each item remains the
property of Heritage Rare Coin Galleries until good funds are received.
Once payment is received, title passes to the purchaser when the order is
shipped. With Federal Express shipping, we insure all packages for
delivery. With U.S. Postal mail, any claims for lost/damaged packages
must be made by (and are the responsibility of) the purchaser. However,
we will be cooperative in assisting you with your claim. <o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;mso-list:l1 level2 lfo2;tab-stops:list 1.0in'><span
style='font-size:10.0pt;font-family:Arial'>Credit applications for
approval service are available upon request. Please allow thirty days for
processing. <o:p></o:p></span></li>
</ul>
</ol>
<p class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt;
margin-left:.5in'><span style='font-size:10.0pt;font-family:Arial'>
<b>Miscellaneous:</b><o:p></o:p></span></p>
<p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;
margin-left:1.0in;text-indent:-.25in;mso-list:l1 level1 lfo2;tab-stops:list .5in'><![if !supportLists]><span
style='font-size:10.0pt;font-family:Arial'>3.<span style='font:7.0pt "Times New Roman"'>
</span></span><![endif]><span style='font-size:10.0pt;font-family:Arial'><![if !supportEmptyParas]> <![endif]><o:p></o:p></span></p>
<ol start=3 type=1>
<ul type=circle>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;mso-list:l1 level2 lfo2;tab-stops:list 1.0in'><span
style='font-size:10.0pt;font-family:Arial'>All posted prices are
invitations to purchase and are subject to availability and changes in
market conditions. They are not offers. No agreement on price has been
reached until you receive confirmation from Heritage that your offer to
purchase has been accepted. <o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;mso-list:l1 level2 lfo2;tab-stops:list 1.0in'><span
style='font-size:10.0pt;font-family:Arial'>Heritage is not responsible for
typographical errors, incorrect attributions, errors in pricing, or
anything of this nature. If we have made an error in our description or
price you may return the item at no cost to yourself. <o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;mso-list:l1 level2 lfo2;tab-stops:list 1.0in'><span
style='font-size:10.0pt;font-family:Arial'>Heritage reserves the right to
change any aspect of our Terms & Conditions without prior notice. <o:p></o:p></span></li>
<li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;mso-list:l1 level2 lfo2;tab-stops:list 1.0in'><span
style='font-size:10.0pt;font-family:Arial'>Registration & Bidding
qualifies user as a Heritage customer and regardless of any regulation to
the contrary agrees, until this consent is revoked in writing, that
Heritage may from time to time contact user concerning sale and purchase
opportunities available through Heritage. <o:p></o:p></span></li>
</ul>
</ol>
<p class=MsoNormal><![if !supportEmptyParas]> <![endif]><o:p></o:p></p>
</div>