37The Bank of British North America 1886 $5 #1222149 CH-55-22-

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The Bank of British North America 1886 $5 #1222149 CH-55-22-04 PMG F12. Auction Location:
1300 Lebourgneuf #130, Quebec, Quebec, G2K 2N1, Canada


Taxes:

• gst (5%)
• pst (7.5%)
• hst (13%)

Buyer's Premiums:

From (Incl.)	To (Excl.)	Premium
0.00	Infinite	18%

Shipping Details:
All lots delivered outside Canada are exempt of tax. Sales tax, if applicable will be added to the total amount of each invoices including the buyer’s charge. To all lots delivered in Canada GST of 5% will be charged. To all lots delivered in Quebec PST of 7.5% will be charged. To all lots delivered in NFLD, NS, NB HST of 13% will be charged.
12. Shipping and insurance will be charged to all successful bidders. Insurance will be charged at 0.0032% ($3.20 for $1000 purchase). If declined, parcel will be sent at buyer’s risk. All overseas shipments are sent at buyer’s risk.


Payment Details:
ALL LOTS MUST BE PAID FOR IN FULL PRIOR
TO DELIVERY. Payments must be made in
Canadian funds by cheque, bank wire transfer to
TCNC’s account or cash. Payment in U.S. funds
will be accepted at 1.5% above spot rate, on the day of the said auction, invoices will be converted accordingly on request. To be fair with our customers who pay cash, Visa and Master Card will be accepted with a 2% premium. Bidders who do not have an established business relationship with The
Canadian Numismatic Company will be required
to provide credit references prior to the sale. For our established customers, your lots are shipped when your cheque is received. For new customers, your cheque must clear before shipping lots. If you wish to receive your lots faster, you might consider a certified cheque or you can wire your payment directly to our Laurentian Bank account # 492317-01, Branch # 147.


Accepted Payment Methods:

• See Payment Details
• Personal check
• Money order/Cashier checks
• Master Card
• VISA

1. TBA
2. All lots shall be sold to the highest bidder as determined by the auctioneer. If any dispute arises during the sale, the auctioneer has the right to re-open the lot and put it up for sale again. The auctioneer’s decision will be final. If there are identical bids, the earliest received shall take priority. No BUY bids or unlimited bids will be accepted. Bids may be made through e-Bay, by mail, fax, telephone or e-mail.
3. A 15% buyer’s fee will be added to the invoice of each successful bidder, including floor bidders, mail bidders and phone bidders . A 19.5% buyer’s fee is applicable to all icollector purchases. We ask that all successful icollector bidders contact us
within 72hrs of the auction end date to confi rm their winnings and preferred method payment.
4. Prices realized will be published and sent to all bidders upon request.
5. ALL LOTS MUST BE PAID FOR IN FULL PRIOR
TO DELIVERY. Payments must be made in
Canadian funds by cheque, bank wire transfer to
TCNC’s account or cash. Payment in U.S. funds
will be accepted at 1.5% above spot rate, on the day of the said auction, invoices will be converted accordingly on request. To be fair with our customers who pay cash, Visa and Master Card will be accepted with a 2% premium. Bidders who do not have an established business relationship with The
Canadian Numismatic Company will be required
to provide credit references prior to the sale. For our established customers, your lots are shipped when your cheque is received. For new customers, your cheque must clear before shipping lots. If you wish to receive your lots faster, you might consider a certified cheque or you can wire your payment directly to our Laurentian Bank account # 492317-01, Branch # 147.
All auction invoices should be received and paid for in full no later than 20 days following the auction date. Invoices not paid in full within 30 days will be liable to a 2% interest fee, charged on a monthly
basis. This fee will commence as of the initial invoice date and continue until paid for in full. If the Auctioneer requires use of an attorney for payment resolution, the buyer agrees to pay all attorney fees related to the case.
6. The auctioneer will open the bidding at the higher of approximately 10% above the second highest bid received or the consignor’s reserve. All bids received will be reduced whenever possible. So, don’t be afraid to bid high. If there are no bids received or reserve, the auctioneer will open bidding
at about 50% of the estimate. The auctioneer
reserves the right to withdraw any lot for any
reason at any time prior to its sale. In a case of a significant event which, in the judgement of the auctioneer reserves the right to cancel or postpone this sale.
7. Prices are in Canadian funds. Bidding in this auction will be in Canadian funds. Mail bids received from USA customers will be converted at the exchange rates of the sale’s date rate.
8. The estimates listed are taken from the Canadian Coin News, Charlton catalogues, Canadian Dealers News letter and retail prices, e-bay sales, Cornwell report and/or the actual market selling/ asking prices. Key dates and Highest grade material will
generally command a premium and should sell
close to and/or above the estimates. Our estimates are fair and very reasonable, please bid accordingly. No lot should sell less than 50% of the lowest estimates. With a bid of 80% of the lowest estimate, you have a fair chance of succeeding, with a bid of 100% of the highest estimate, you will be likely to succeed.
9. The cataloguer has taken every reasonable measure to ensure that all of the lots in this sale are as described and genuine. All raw coins and banknotes have been graded by the cataloguer or the auction house which represent our best professional opinion.
To grade coins and banknotes, we use Canadian
grading standards, 27 years of experience and
good conscience. Grading is a subjective description in the opinion of the cataloguer or the auction house. Among experts there are often differences of opinion on the grading and the eye appeal of a coin. The strike and the state of preservation are often debated. TCNC acts as an agent between consignors and buyers. TCNC does not guarantee that any coin or banknote catalogued will meet the standards, or the grade, of any third party grading companies. No warranty, whether impressed or implied.
10. Title to all lots remains with the auction house until paid for in full by the purchaser. But they are held at the risk of the purchaser once the time of the sale.
11. All lots delivered outside Canada are exempt of tax. Sales tax, if applicable will be added to the total amount of each invoices including the buyer’s charge. To all lots delivered in Canada GST of 5% will be charged. To all lots delivered in Quebec PST of 7.5% will be charged. To all lots delivered in NFLD, NS, NB HST of 13% will be charged.
12. Shipping and insurance will be charged to all successful bidders. Insurance will be charged at 0.0032% ($3.20 for $1000 purchase). If declined, parcel will be sent at buyer’s risk. All overseas shipments are sent at buyer’s risk.
13. Mail bidders may return incorrectly described lots for full refund within 5 days of
receipt, (except on bulk lots or any lot that
contains more than 5 items). NO RETURNS
can be accepted for ANY REASON after
February 19, 2009 as consignors must be paid .
Sorry, no exceptions.
14. TCNC acts ONLY as agent for the consignors and makes no independent warranty to title. TCNC hereby disclaims all liability for damages, incidental, consequential or otherwise, arising out of or in connection with the sale of any property by TCNC
to the purchaser. TCNC reminds all bidders that
grading, attribution, and method of manufacture
are crucial to the determination of the value of any numismatic item.
15. Please check your bid sheet carefully, we cannot be responsible for the mistakes of others.
16. Bidding in this auction constitutes acceptance of the foregoing terms of sale. All bidders agree to abide by all terms of sale.
Important: We estimate, based on past auctions, the rate of 175 to 200 lots per hour.